We are there for people at times of change such as retirement, inheritance, bereavement, separation or divorce. We are there for them because change is when individuals and their families need to be able to take the long view about the direction their lives will take. However it doesn’t stop there. We pride ourselves on being professional, caring and keeping our promises. Whatever their reason for first contacting us, people tend to stay with us for the long term, because by making their wealth work they can realise their dreams as well as their goals.
It’s a fact of life that every family experiences bereavement at some stage.
We make sure that our clients have their financial affairs in order in this eventuality. Working closely with the legal profession we take the stress out of managing estates and getting through probate. Equally as important is planning life ahead which can be a daunting prospect in such difficult times. By implementing careful and informed planning this often helps to take away the fear of the future.
“My husband died in 2001 and for me it was a huge learning curve having to deal with the financial aspects of life!With the help of Louise Oliver and the team I feel confident in the future for myself and the family.We are dealt with as one family unit and have benefited greatly from their expertise.” – Jenny BullockView Case Study >
We all work very hard with a view to retirement one day.
Working out when this might happen and whether finances permit can be difficult. Often people defer doing the things they wish to do in life as they are fearful that they will run out of money and it will threaten future financial security. By looking at the whole picture and finding out what our clients want out of life we are able to put in place a financial plan to help them to achieve their desired lifestyle and intentions.View Case Study >
Change is often very difficult and introduces a lot of fear in respect of the future.
We work closely with divorce lawyers and their clients to help them to see what their future finances may look like. This often enables the parties concerned to negotiate effectively and agree a sensible solution. We have seen the uncertainty of future finances dispelled and clarity and control introduced subsequent to proper financial planning.View Case Study >
Trusts can be an effective way of safeguarding assets or providing for future generations during the lifetime of the individual who established the trust and potentially long after they have died. We work with a number of trustees who have been appointed to look after the affairs and assets of such trust arrangements.
Trustees have an obligation to act in the best interests of all beneficiaries and are subject to a statutory duty of care. This duty includes the need to consider proper advice when making or reviewing investments to ensure suitability.
Before we commence work we take time to understand the purpose of the trust, who the beneficiaries are and their respective interests. We help trustees to confidently fulfil their duty of care by establishing a suitable investment strategy, as well as helping to deal with the associated administration and technical issues surrounding the trust.View Case Study >
Successful business people often are very good at growing profitable enterprises but rarely have the time to focus on their own personal finances.
Just like having a plan for business, which of course you would not be without, we work with our entrepreneurial clients to build personal financial plans for them and their families. Often their business is their retirement fund and it is empowering to plan ahead and work towards enjoying the fruits of all of that hard work. This sometimes involves tax planning and we have our in house Chartered Tax Adviser to help if required in this respect.View Case Study >